/* ==================================================
   TRUSTED LOAN PATH — V2 STYLESHEET
   Brand: Approachable. Straightforward. Human.
   Palette: Deep Green / Warm Tan / Coral CTA
   Fonts: Plus Jakarta Sans (headings) + Inter (body)
   ================================================== */

/* === RESET === */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,sans-serif;line-height:1.7;color:#1B2A1B;background:#FAF9F6}
img{max-width:100%;height:auto;display:block}
a{color:#2D6A4F;text-decoration:none;transition:color .2s}
a:hover{color:#1B4332;text-decoration:underline}
a:focus-visible,button:focus-visible,.btn:focus-visible{outline:2px solid var(--green);outline-offset:2px}
ul,ol{padding-left:1.5rem}

/* === VARIABLES === */
:root{
  --green:#2D6A4F;
  --green-dark:#1B4332;
  --green-darker:#1B2A1B;
  --green-light:#40916C;
  --green-pale:#D8E8DE;
  --tan:#D4A373;
  --tan-light:#FAEDDD;
  --tan-dark:#B08968;
  --tan-dark-aa:#7D5A36; /* ≥4.5:1 on --tan-light for small text (WCAG AA) */
  --coral:#D85F3F;
  --coral-dark:#C5563C;
  --coral-aa:#BC4F35;      /* ≥4.5:1 with #fff button text (WCAG AA) */
  --coral-aa-dark:#A84730; /* hover state, still ≥4.5:1 with #fff */
  --coral-light:#F4A896;
  --bg:#FAF9F6;
  --bg-warm:#F5F0E8;
  --surface:#FFFFFF;
  --surface-alt:#F7F4EF;
  --border:#E0DAD0;
  --text:#1B2A1B;
  --text-muted:#5C6B5C;
  --text-light:#6B7B6B;
  --success:#40916C;
  --warning:#E9C46A;
  --error:#E63946;
  --radius:12px;
  --radius-sm:8px;
  --radius-lg:20px;
  --shadow-sm:0 1px 3px rgba(27,42,27,.08);
  --shadow:0 4px 16px rgba(27,42,27,.08);
  --shadow-lg:0 12px 40px rgba(27,42,27,.12);
  --transition:all .25s cubic-bezier(.4,0,.2,1);
  --max-width:1140px;
}

/* === LAYOUT === */
.container{max-width:var(--max-width);margin:0 auto;padding:0 20px}
.section{padding:64px 0}
.section-alt{background:var(--surface-alt)}
.section-heading{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.8rem;font-weight:700;text-align:center;margin-bottom:8px;color:var(--text)}
.section-sub{text-align:center;color:var(--text-muted);margin-bottom:40px;font-size:1.05rem;max-width:600px;margin-left:auto;margin-right:auto}

/* === HEADER === */
.header{background:var(--surface);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100;box-shadow:var(--shadow-sm)}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.25rem;font-weight:800;color:var(--green-dark);text-decoration:none;display:flex;align-items:center;gap:2px}
.logo span{color:var(--green)}
.logo:hover{text-decoration:none}
.nav{display:flex;gap:24px}
.nav a{color:var(--text-muted);font-size:.9rem;font-weight:500;text-decoration:none;transition:color .2s}
.nav a:hover{color:var(--green);text-decoration:none}
.nav-toggle{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--green-dark);padding:4px 8px}

/* === BUTTONS === */
.btn{display:inline-block;padding:12px 28px;border-radius:var(--radius-sm);font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;font-size:.95rem;text-decoration:none;transition:var(--transition);cursor:pointer;border:none;letter-spacing:-.01em}
.btn-primary{background:var(--coral-aa);color:#fff;box-shadow:0 2px 8px rgba(216,95,63,.3)}
.btn-primary:hover{background:var(--coral-aa-dark);text-decoration:none;transform:translateY(-1px);box-shadow:0 4px 16px rgba(216,95,63,.4)}
.btn-green{background:var(--green);color:#fff}
.btn-green:hover{background:var(--green-dark);text-decoration:none}
.btn-lg{padding:16px 40px;font-size:1.1rem}
.btn-sm{padding:8px 20px;font-size:.85rem}
.btn-block{display:block;width:100%;text-align:center}
.btn-outline{background:transparent;border:2px solid var(--green);color:var(--green)}
.btn-outline:hover{background:var(--green);color:#fff;text-decoration:none}

/* === HERO === */
.hero{background:linear-gradient(135deg,var(--green-darker) 0%,var(--green) 100%);color:#fff;padding:0;overflow:hidden}
.hero-inner{display:grid;grid-template-columns:1fr 1fr;gap:0;align-items:stretch;max-width:var(--max-width);margin:0 auto}
.hero-text{padding:64px 40px 64px 20px;display:flex;flex-direction:column;justify-content:center}
.hero-text h1{font-family:'Plus Jakarta Sans',sans-serif;font-size:2.5rem;font-weight:800;line-height:1.15;margin-bottom:16px;letter-spacing:-.02em}
.hero-text .highlight{color:var(--tan)}
.hero-sub{font-size:1.15rem;color:rgba(255,255,255,.85);margin-bottom:28px;line-height:1.6}
.hero-trust{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:8px}
.hero-trust .ht-item{display:flex;align-items:center;gap:6px;font-size:.85rem;color:rgba(255,255,255,.9);background:rgba(255,255,255,.12);padding:6px 14px;border-radius:20px;backdrop-filter:blur(4px)}
.hero-trust .ht-item svg{width:16px;height:16px;stroke:#fff;flex-shrink:0}
.hero-image{background-size:cover;background-position:center;min-height:400px;position:relative}
.hero-image::after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,var(--green) 0%,transparent 30%)}
.hero-image img{width:100%;height:100%;object-fit:cover}
.hero-cta-row{display:flex;gap:12px;align-items:center;margin-top:8px}
.hero-cta-row .btn{margin-right:8px}

/* === TRUST BAR === */
.trust-bar{background:var(--surface);border-bottom:1px solid var(--border);padding:20px 0}
.trust-bar-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.trust-bar .tb-item{display:flex;flex-direction:column;align-items:center;gap:6px}
.trust-bar .tb-icon{width:40px;height:40px;display:flex;align-items:center;justify-content:center;color:var(--green)}
.trust-bar .tb-icon svg{width:28px;height:28px}
.trust-bar .tb-text{font-family:'Plus Jakarta Sans',sans-serif;font-size:.85rem;font-weight:600;color:var(--text)}

/* === FORM SECTION (new — form gets its own section) === */
.form-section{background:var(--bg-warm);padding:48px 0}
.form-section .container{max-width:680px}
.form-section h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.6rem;font-weight:700;text-align:center;margin-bottom:8px;color:var(--text)}
.form-section p{text-align:center;color:var(--text-muted);margin-bottom:24px;font-size:.95rem}
.widget-wrap{background:var(--surface);border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-lg);border:1px solid var(--border)}
.widget-placeholder{text-align:center}
.widget-placeholder h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.3rem;color:var(--text);margin-bottom:8px}
.placeholder-text{color:var(--text-muted);font-size:.9rem;margin-bottom:20px}
.placeholder-form{display:flex;flex-direction:column;gap:12px;max-width:400px;margin:0 auto}
.ph-field{height:52px;background:var(--surface-alt);border:2px dashed var(--border);border-radius:var(--radius-sm)}
.ph-btn{height:56px;background:var(--coral);border-radius:var(--radius-sm);opacity:.25;margin-top:4px}
.placeholder-note{font-size:.75rem;color:var(--text-light);margin-top:16px;font-style:italic}

/* === HOW IT WORKS === */
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;max-width:900px;margin:0 auto}
.step{text-align:center;padding:24px;background:var(--surface);border-radius:var(--radius);border:1px solid var(--border);transition:var(--transition)}
.step:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.step-num{width:48px;height:48px;background:var(--green);color:#fff;border-radius:50%;font-family:'Plus Jakarta Sans',sans-serif;font-size:1.3rem;font-weight:800;line-height:48px;margin:0 auto 16px}
.step h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.1rem;margin-bottom:8px;color:var(--text)}
.step p{color:var(--text-muted);font-size:.92rem}

/* === LOAN CARDS === */
.loan-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.loan-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;text-decoration:none;color:var(--text);transition:var(--transition);display:flex;flex-direction:column}
.loan-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);text-decoration:none}
.loan-card-img{width:100%;height:160px;object-fit:cover;background:var(--surface-alt)}
.loan-card-body{padding:20px;display:flex;flex-direction:column;flex-grow:1}
.loan-card h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.05rem;margin-bottom:8px;color:var(--text)}
.loan-card p{font-size:.85rem;color:var(--text-muted);flex-grow:1}
.loan-link{color:var(--green);font-weight:600;font-size:.85rem;margin-top:12px;font-family:'Plus Jakarta Sans',sans-serif}

/* === WHY CHOOSE US === */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;max-width:1000px;margin:0 auto}
.why-item{text-align:center;padding:24px}
.why-icon{width:56px;height:56px;background:var(--green-pale);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;color:var(--green)}
.why-icon svg{width:28px;height:28px}
.why-item h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1rem;margin-bottom:6px;color:var(--text)}
.why-item p{font-size:.85rem;color:var(--text-muted)}

/* === FAQ === */
.faq-list{max-width:800px;margin:0 auto}
.faq-item{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);margin-bottom:10px;overflow:hidden;transition:var(--transition)}
.faq-item:hover{border-color:var(--green-light)}
.faq-item summary{padding:18px 24px;font-family:'Plus Jakarta Sans',sans-serif;font-weight:600;cursor:pointer;color:var(--text);font-size:.95rem;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq-item summary::after{content:'';width:20px;height:20px;border-right:2px solid var(--green);border-bottom:2px solid var(--green);transform:rotate(45deg);transition:transform .2s;flex-shrink:0;margin-left:12px}
.faq-item[open] summary::after{transform:rotate(225deg);margin-top:4px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item p{padding:0 24px 18px;color:var(--text-muted);font-size:.92rem;line-height:1.7}

/* === CTA BAND === */
.cta-band{background:var(--green-dark);color:#fff;padding:48px 0;text-align:center}
.cta-band h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.6rem;font-weight:700;margin-bottom:8px}
.cta-band p{color:rgba(255,255,255,.8);margin-bottom:20px;font-size:1.05rem}
.cta-band .btn-primary{background:var(--coral-aa)}
.cta-band .btn-primary:hover{background:var(--coral-aa-dark)}
.cta-band .btn-outline{border-color:rgba(255,255,255,.8);color:#fff}
.cta-band .btn-outline:hover{background:#fff;color:var(--green-dark)}

/* === DISCLOSURE === */
.disclosure{background:var(--text);color:#A0A8A0;padding:24px 0;font-size:.82rem;line-height:1.6}
.disclosure p{max-width:900px;margin:0 auto;text-align:center;padding:0 20px}

/* === FOOTER === */
.footer{background:#0F1A0F;color:#8B9A8B;padding:50px 0 20px}
.footer-inner{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}
.footer-col h4{color:#fff;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;margin-bottom:12px}
.footer-col p{font-size:.85rem;color:#8B9A8B}
.footer-col ul{list-style:none;padding:0}
.footer-col ul li{margin-bottom:6px}
.footer-col ul li a{color:#8B9A8B;font-size:.85rem;text-decoration:none;transition:color .2s}
.footer-col ul li a:hover{color:#fff;text-decoration:none}
.footer-bottom{border-top:1px solid #1F2A1F;margin-top:30px;padding-top:20px;text-align:center;font-size:.8rem;color:#7B8B7B}

/* === PAGE HERO (inner pages) === */
.page-hero{background:linear-gradient(135deg,var(--green-darker) 0%,var(--green) 100%);color:#fff;padding:48px 0;text-align:center}
.page-hero h1{font-family:'Plus Jakarta Sans',sans-serif;font-size:2rem;font-weight:700;margin-bottom:8px;letter-spacing:-.01em}
.page-hero p{color:rgba(255,255,255,.85);font-size:1.05rem}

/* === PAGE CONTENT === */
.page-content{padding:50px 0}
.page-content .container{max-width:820px}
.page-content h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.4rem;margin:36px 0 12px;color:var(--text)}
.page-content h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.1rem;margin:24px 0 8px;color:var(--green-dark)}
.page-content p{margin-bottom:16px;color:#3A4A3A;font-size:.96rem;line-height:1.8}
.page-content ul{margin-bottom:16px;padding-left:1.5rem;color:#3A4A3A}
.page-content ul li{margin-bottom:8px;font-size:.96rem;line-height:1.7}
.page-content strong{color:var(--text)}
.page-content a{color:var(--green);font-weight:600;text-decoration:underline;text-decoration-color:var(--tan)}

/* === WIDGET CTA (inline on content pages) === */
.widget-cta{background:var(--surface);border:2px solid var(--green-pale);border-radius:var(--radius);padding:28px;margin:32px 0;text-align:center;box-shadow:var(--shadow-sm)}
.widget-cta h3{font-family:'Plus Jakarta Sans',sans-serif;color:var(--text);margin-bottom:8px;font-size:1.2rem}
.widget-cta p{color:var(--text-muted);font-size:.9rem;margin-bottom:16px}
.widget-cta .placeholder-form{max-width:400px;margin:0 auto}
.widget-cta .ph-field{height:52px;background:var(--surface-alt);border:2px dashed var(--border);border-radius:var(--radius-sm)}
.widget-cta .ph-btn{height:56px;background:var(--coral);border-radius:var(--radius-sm);opacity:.25;margin-top:4px}

/* === KEY TAKEAWAYS (articles) === */
.takeaways{background:var(--tan-light);border-left:4px solid var(--tan);border-radius:0 var(--radius-sm) var(--radius-sm) 0;padding:20px 24px;margin:24px 0}
.takeaways h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1rem;margin:0 0 8px;color:var(--tan-dark)}
.takeaways ul{margin:0;padding-left:1.2rem}
.takeaways ul li{font-size:.88rem;color:#5A4A3A;margin-bottom:4px}

/* === CALLOUT BOX (articles) === */
.callout{background:var(--green-pale);border-radius:var(--radius-sm);padding:16px 20px;margin:20px 0;font-size:.9rem;color:var(--green-dark)}
.callout strong{color:var(--green-dark)}

/* === READING TIME === */
.reading-time{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;color:var(--text-light);margin-bottom:20px}
.reading-time svg{width:14px;height:14px;stroke:var(--text-light)}

/* === ARTICLE HEADER IMAGE === */
.article-header-img{width:100%;height:280px;object-fit:cover;border-radius:var(--radius);margin-bottom:24px;box-shadow:var(--shadow)}

/* === RELATED ARTICLES === */
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:24px}
.related-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);padding:20px;text-decoration:none;color:var(--text);transition:var(--transition)}
.related-card:hover{box-shadow:var(--shadow);border-color:var(--green-light);text-decoration:none}
.related-card h4{font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;margin-bottom:4px;color:var(--green-dark)}
.related-card p{font-size:.82rem;color:var(--text-muted)}

/* === CALCULATOR === */
.calc-wrap{max-width:520px;margin:0 auto;background:var(--surface);border-radius:var(--radius-lg);padding:36px;box-shadow:var(--shadow-lg);border:1px solid var(--border)}
.calc-field{margin-bottom:18px}
.calc-field label{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-weight:600;margin-bottom:6px;color:var(--text);font-size:.9rem}
.calc-field input,.calc-field select{width:100%;padding:12px 16px;border:1.5px solid var(--border);border-radius:var(--radius-sm);font-family:'Inter',sans-serif;font-size:1rem;color:var(--text);background:var(--surface-alt);transition:var(--transition)}
.calc-field input:focus,.calc-field select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(45,106,79,.1)}
.calc-result{background:var(--green-pale);border-radius:var(--radius);padding:24px;margin-top:20px;text-align:center}
.calc-result .amount{font-family:'Plus Jakarta Sans',sans-serif;font-size:2.2rem;font-weight:800;color:var(--green-dark)}
.calc-result .label{color:var(--text-muted);font-size:.85rem;margin-top:4px}
.calc-bar-chart{margin-top:20px;display:flex;flex-direction:column;gap:8px}
.calc-bar-row{display:flex;align-items:center;gap:12px}
.calc-bar-row .bar-label{font-size:.8rem;color:var(--text-muted);width:80px;text-align:right}
.calc-bar-row .bar-track{flex-grow:1;height:24px;background:var(--surface-alt);border-radius:4px;overflow:hidden}
.calc-bar-row .bar-fill{height:100%;border-radius:4px;transition:width .8s cubic-bezier(.4,0,.2,1)}
.calc-bar-row .bar-fill.principal{background:var(--green)}
.calc-bar-row .bar-fill.interest{background:var(--tan)}
.calc-bar-row .bar-value{font-size:.8rem;font-weight:700;color:var(--text);width:60px}

/* === LANDING PAGE === */
.landing{min-height:100vh;background:var(--bg-warm);display:flex;flex-direction:column;align-items:center;padding:24px 16px}
.landing-card{background:var(--surface);border-radius:var(--radius-lg);padding:40px;max-width:480px;width:100%;box-shadow:var(--shadow-lg);border:1px solid var(--border)}
.landing-card h1{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.7rem;text-align:center;color:var(--text);margin-bottom:6px;letter-spacing:-.01em}
.landing-card .sub{text-align:center;color:var(--text-muted);margin-bottom:24px;font-size:.95rem}
.landing-trust{display:flex;justify-content:center;gap:12px;margin-bottom:24px;flex-wrap:wrap}
.landing-trust .lt-item{display:flex;align-items:center;gap:6px;font-size:.78rem;color:var(--green);font-weight:600;font-family:'Plus Jakarta Sans',sans-serif}
.landing-trust .lt-item svg{width:16px;height:16px}
.landing-steps{display:flex;justify-content:space-around;margin:28px 0;text-align:center;gap:12px}
.landing-step{font-size:.8rem;color:var(--text-muted)}
.landing-step .num{width:36px;height:36px;background:var(--green-pale);color:var(--green-dark);border-radius:50%;line-height:36px;font-weight:800;font-family:'Plus Jakarta Sans',sans-serif;margin:0 auto 6px;font-size:.9rem}
.landing-faq{margin-top:28px}
.landing-faq details{margin-bottom:8px;border-bottom:1px solid var(--border);padding-bottom:8px}
.landing-faq summary{font-size:.85rem;cursor:pointer;color:var(--text);font-weight:600;font-family:'Plus Jakarta Sans',sans-serif;padding:8px 0}
.landing-faq summary::-webkit-details-marker{color:var(--green)}
.landing-faq p{font-size:.8rem;color:var(--text-muted);padding:4px 0 8px}
.landing-disclosure{font-size:.72rem;color:var(--text-light);text-align:center;margin-top:24px;padding-top:16px;border-top:1px solid var(--border);line-height:1.5}
.landing-footer{color:var(--text-light);font-size:.72rem;text-align:center;margin-top:20px}
.landing-footer a{color:var(--text-muted)}

/* === ANIMATIONS === */
@keyframes fadeInUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
@keyframes pulseGlow{0%,100%{box-shadow:0 2px 8px rgba(216,95,63,.3)}50%{box-shadow:0 2px 20px rgba(216,95,63,.5)}}
.animate-in{animation:fadeInUp .6s cubic-bezier(.4,0,.2,1) both}
.btn-primary{animation:pulseGlow 3s ease-in-out infinite}
.btn-primary:hover{animation:none}

/* === SCROLL REVEAL === */
.reveal{opacity:1;transform:none;transition:opacity .6s ease,transform .6s ease}
.reveal.is-visible{opacity:1;transform:none}
.js-enabled .reveal{opacity:1;transform:none}
.js-enabled .reveal.is-visible{opacity:1;transform:none}

/* === TABLE OF CONTENTS === */
.toc{background:var(--surface-alt);border-radius:var(--radius-sm);padding:20px 24px;margin:20px 0;border:1px solid var(--border)}
.toc h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:.9rem;margin-bottom:10px;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px}
.toc ul{margin:0;padding-left:0;list-style:none}
.toc ul li{margin-bottom:6px}
.toc ul li a{font-size:.88rem;color:var(--green);text-decoration:none}
.toc ul li a:hover{text-decoration:underline}

/* === RESPONSIVE === */
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr}
  .hero-text{padding:40px 20px;order:1}
  .hero-image{min-height:260px;order:2}
  .hero-image::after{background:linear-gradient(180deg,var(--green) 0%,transparent 50%)}
  .loan-cards{grid-template-columns:repeat(2,1fr)}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .trust-bar-inner{grid-template-columns:repeat(2,1fr);gap:16px}
  .footer-inner{grid-template-columns:1fr 1fr}
  .related-grid{grid-template-columns:1fr}
}
@media(max-width:640px){
  .nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--surface);flex-direction:column;padding:16px 20px;box-shadow:var(--shadow-lg);gap:12px;border-bottom:1px solid var(--border)}
  body.nav-open .nav{display:flex}
  .nav-toggle{display:block}
  .btn-sm{display:none}
  .hero-text h1{font-size:1.7rem}
  .steps-grid{grid-template-columns:1fr}
  .loan-cards{grid-template-columns:1fr}
  .why-grid{grid-template-columns:1fr}
  .section-heading{font-size:1.3rem}
  .section{padding:40px 0}
  .trust-bar-inner{grid-template-columns:1fr 1fr}
  .footer-inner{grid-template-columns:1fr}
  .landing-card{padding:24px}
  .landing-steps{flex-direction:column;gap:16px}
  .landing-card h1{font-size:1.4rem}
  .calc-wrap{padding:20px}
  .calc-result .amount{font-size:1.6rem}
  .article-header-img{height:200px}
  .takeaways,.callout{padding:14px 16px}
  .widget-cta{padding:20px;margin:20px 0}
  .page-content h2{font-size:1.2rem}
}

/* === AUDIT PHASE 2 ENHANCEMENTS === */
.btn,.btn:hover,.btn:focus,.btn:visited{text-decoration:none!important}
.nav a.is-active{color:var(--green-dark);background:var(--green-pale);padding:8px 12px;border-radius:999px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:6px 12px;border-radius:999px;background:rgba(216,232,222,.16);color:var(--tan-light);font-family:'Plus Jakarta Sans',sans-serif;font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;margin-bottom:16px}
.fine-print{font-size:.8rem;color:var(--text-light);line-height:1.6;margin-top:18px}
.hero-cta-row{flex-wrap:wrap}
.hero-cta-row .btn-outline{border-color:#fff;color:#fff}
.hero-cta-row .btn-outline:hover{background:#fff;color:var(--green-dark)}

.request-status-card,.request-panel,.launch-panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:32px}
.request-status-card{display:grid;grid-template-columns:minmax(0,1.1fr) 320px;gap:24px;align-items:start}
.request-status-side,.request-panel-side{display:grid;gap:14px}
.request-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:22px 0}
.request-list .item{padding:16px;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface-alt)}
.request-list .item strong{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:.92rem;margin-bottom:6px;color:var(--text)}
.request-list .item span{display:block;font-size:.86rem;color:var(--text-muted);line-height:1.55}
.request-checklist{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.request-checklist li{position:relative;padding-left:24px;color:var(--text-muted);font-size:.9rem}
.request-checklist li::before{content:'✓';position:absolute;left:0;top:0;color:var(--green);font-weight:800}
.stack-card{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius);padding:18px}
.stack-card h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1rem;margin-bottom:8px;color:var(--text)}
.stack-card p,.stack-card li{font-size:.88rem;color:var(--text-muted);line-height:1.6}
.stack-card ul{margin:0;padding-left:1.1rem}
.status-chip{display:inline-flex;align-items:center;gap:8px;background:var(--tan-light);color:var(--tan-dark-aa);font-family:'Plus Jakarta Sans',sans-serif;font-size:.78rem;font-weight:700;border-radius:999px;padding:8px 12px;margin-bottom:12px}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}
.callout-link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:20px}
.callout-link{display:block;padding:16px 18px;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface-alt);text-decoration:none!important;color:var(--text);transition:var(--transition)}
.callout-link:hover{transform:translateY(-2px);box-shadow:var(--shadow);text-decoration:none!important}
.callout-link strong{display:block;font-family:'Plus Jakarta Sans',sans-serif;margin-bottom:6px;color:var(--text)}
.callout-link span{display:block;font-size:.86rem;color:var(--text-muted)}

.conversion-hero{background:linear-gradient(135deg,var(--green-darker) 0%,var(--green) 100%);padding:56px 0;color:#fff}
.conversion-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 460px;gap:28px;align-items:start}
.conversion-copy h1{font-family:'Plus Jakarta Sans',sans-serif;font-size:2.35rem;line-height:1.1;letter-spacing:-.03em;margin-bottom:16px}
.conversion-copy p{color:rgba(255,255,255,.86);font-size:1.05rem;line-height:1.75;max-width:62ch}
.conversion-copy .hero-trust{margin-top:18px;margin-bottom:0}
.feature-list{list-style:none;padding:0;margin:24px 0 0;display:grid;gap:12px}
.feature-list li{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:var(--radius);background:rgba(255,255,255,.10);backdrop-filter:blur(3px)}
.feature-list li strong{display:block;color:#fff;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;margin-bottom:4px}
.feature-list li span{display:block;color:rgba(255,255,255,.82);font-size:.88rem;line-height:1.55}
.feature-list .marker{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.18);font-size:.78rem;font-weight:800;color:#fff;flex-shrink:0;margin-top:2px}
.conversion-aside{display:grid;gap:18px}
.conversion-media{width:100%;height:260px;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg)}
.conversion-hero .request-panel{padding:24px}
.conversion-hero .request-panel h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.35rem;line-height:1.25;color:var(--text);margin-bottom:10px}
.conversion-hero .request-panel p{color:var(--text-muted);font-size:.9rem;line-height:1.65}
.conversion-page .container,.utility-page .container,.support-page .container,.article-page .container{max-width:var(--max-width)}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start}
.content-main{min-width:0}
.content-rail{min-width:0}
.rail-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm)}
.rail-card + .rail-card{margin-top:16px}
.rail-card h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1rem;margin-bottom:10px;color:var(--text)}
.rail-card p{font-size:.88rem;color:var(--text-muted);line-height:1.65}
.rail-card ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.rail-card li{position:relative;padding-left:16px;font-size:.88rem;color:var(--text-muted);line-height:1.55}
.rail-card li::before{content:'•';position:absolute;left:0;top:0;color:var(--green);font-weight:800}
.rail-stat{display:grid;gap:8px}
.rail-stat .stat-label{font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;color:var(--text-light);font-weight:700}
.rail-stat .stat-value{font-family:'Plus Jakarta Sans',sans-serif;color:var(--text);font-size:1.15rem}
.sticky-card{position:sticky;top:92px}
.side-chip-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.side-chip{display:inline-flex;align-items:center;padding:7px 10px;border-radius:999px;background:var(--surface-alt);border:1px solid var(--border);font-size:.78rem;color:var(--text-muted)}

.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start}
.article-main{min-width:0;max-width:760px}
.article-rail{min-width:0}
.article-rail .toc{margin:0;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm)}
.inline-cta{margin:28px 0;padding:24px;border-radius:var(--radius-lg);background:linear-gradient(180deg,var(--surface),var(--tan-light));border:1px solid var(--border);box-shadow:var(--shadow-sm)}
.inline-cta h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.15rem;margin-bottom:8px;color:var(--text)}
.inline-cta p{margin-bottom:0;color:var(--text-muted);font-size:.92rem;line-height:1.65}
.inline-cta .cta-actions{margin-top:16px}
.hero-deck{max-width:720px;color:rgba(255,255,255,.85);font-size:1.02rem;line-height:1.7;margin:0 auto}
.related-card .label{display:inline-block;font-family:'Plus Jakarta Sans',sans-serif;font-size:.7rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--green);background:var(--green-pale);padding:6px 9px;border-radius:999px;margin-bottom:10px}
.related-card .title{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:1rem;color:var(--green-dark);line-height:1.35}
.related-card .desc{display:block;font-size:.84rem;color:var(--text-muted);line-height:1.55;margin-top:8px}

.calc-grid{display:grid;grid-template-columns:400px minmax(0,1fr);gap:24px;align-items:start}
.calc-input-panel,.calc-summary-panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-lg)}
.calc-input-panel h2,.calc-summary-panel h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.3rem;margin-bottom:8px;color:var(--text)}
.calc-intro{font-size:.92rem;color:var(--text-muted);line-height:1.65;margin-bottom:22px}
.calc-wrap{max-width:none;margin:0;padding:0;border:none;box-shadow:none;background:transparent}
.calc-metric-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:20px 0}
.calc-metric{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius);padding:16px}
.calc-metric .metric-label{display:block;font-size:.74rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--text-light);margin-bottom:8px}
.calc-metric .metric-value{display:block;font-family:'Plus Jakarta Sans',sans-serif;font-size:1.1rem;color:var(--text)}
.calc-summary-note,.calc-disclaimer{font-size:.84rem;color:var(--text-muted);line-height:1.6}
.calc-disclaimer{margin-top:16px;padding-top:16px;border-top:1px solid var(--border)}
.comparison-note{margin-top:18px;padding:16px;border-radius:var(--radius);background:var(--tan-light);border:1px solid var(--border)}

.support-hero{background:linear-gradient(135deg,var(--green-darker) 0%,var(--green) 100%);color:#fff;padding:56px 0 48px}
.support-hero h1{font-family:'Plus Jakarta Sans',sans-serif;font-size:2.25rem;line-height:1.1;letter-spacing:-.03em;margin-bottom:12px}
.support-hero p{max-width:66ch;color:rgba(255,255,255,.86);font-size:1.03rem;line-height:1.7}
.support-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start}
.support-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-sm)}
.support-card + .support-card{margin-top:18px}
.support-card h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.25rem;margin-bottom:10px;color:var(--text)}
.support-card p,.support-card li{font-size:.92rem;color:#3A4A3A;line-height:1.7}
.support-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:16px}
.info-card{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius);padding:18px}
.info-card h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:1rem;margin-bottom:8px;color:var(--text)}
.info-card p,.info-card li{font-size:.88rem;color:var(--text-muted);line-height:1.6}
.process-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:18px}
.process-card{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius);padding:18px}
.process-card .num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-family:'Plus Jakarta Sans',sans-serif;font-size:.9rem;font-weight:800;margin-bottom:12px}
.process-card h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:.98rem;margin-bottom:8px;color:var(--text)}
.process-card p{font-size:.86rem;color:var(--text-muted);line-height:1.55}
.contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.contact-card{background:var(--surface-alt);border:1px solid var(--border);border-radius:var(--radius);padding:18px}
.contact-card h3{font-family:'Plus Jakarta Sans',sans-serif;font-size:.98rem;margin-bottom:8px;color:var(--text)}
.contact-card p{font-size:.9rem;color:var(--text-muted);line-height:1.65}

.landing{display:block;min-height:auto;padding:40px 0 60px;background:radial-gradient(circle at top right, rgba(212,163,115,.18), transparent 30%), linear-gradient(180deg,#f8f2e9 0%, #f5efe6 100%)}
.landing-shell{max-width:var(--max-width);margin:0 auto;padding:0 20px;display:grid;grid-template-columns:minmax(0,1fr) 460px;gap:28px;align-items:start}
.landing-copy{background:linear-gradient(135deg,var(--green-darker) 0%,var(--green) 100%);color:#fff;border-radius:28px;padding:36px;box-shadow:var(--shadow-lg)}
.landing-copy h1{font-family:'Plus Jakarta Sans',sans-serif;font-size:2.45rem;line-height:1.08;letter-spacing:-.03em;margin-bottom:16px}
.landing-copy p{color:rgba(255,255,255,.86);font-size:1.05rem;line-height:1.72}
.landing-copy .landing-trust{justify-content:flex-start;margin-top:18px;margin-bottom:0}
.landing-copy .landing-trust .lt-item{color:#fff;background:rgba(255,255,255,.12);padding:8px 12px;border-radius:999px}
.landing-sidebar{position:sticky;top:32px}
.landing-panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-lg)}
.landing-panel h2{font-family:'Plus Jakarta Sans',sans-serif;font-size:1.35rem;margin-bottom:10px;color:var(--text)}
.landing-panel p{font-size:.9rem;color:var(--text-muted);line-height:1.65}
.landing-steps{justify-content:flex-start;gap:14px}
.landing-step{color:rgba(255,255,255,.92);font-size:.9rem;font-weight:600;line-height:1.5}
.landing-step .num{background:#fff;color:var(--green-dark)}
.landing-faq details{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:0 14px}
.landing-faq summary{color:#fff}
.landing-faq p{color:rgba(255,255,255,.82)}
.landing-footer{max-width:var(--max-width);margin:24px auto 0;padding:0 20px;color:var(--text-light)}

@media(max-width:960px){
  .request-status-card,.conversion-hero-grid,.content-grid,.article-layout,.calc-grid,.support-grid,.landing-shell{grid-template-columns:1fr}
  .article-main{max-width:none}
  .sticky-card,.landing-sidebar{position:static}
  .request-list,.callout-link-grid,.support-list,.process-grid,.contact-grid,.calc-metric-grid{grid-template-columns:1fr 1fr}
  .conversion-copy h1,.landing-copy h1,.support-hero h1{font-size:2rem}
}
@media(max-width:640px){
  .request-list,.callout-link-grid,.support-list,.process-grid,.contact-grid,.calc-metric-grid{grid-template-columns:1fr}
  .request-status-card,.request-panel,.launch-panel,.calc-input-panel,.calc-summary-panel,.landing-panel,.landing-copy,.support-card{padding:22px}
  .conversion-copy h1,.landing-copy h1,.support-hero h1{font-size:1.75rem}
}